Frequently Asked Questions

• Request Your FSA ID
• Prior to completing a FAFSA for the first time students and their parents will need to create a FSA ID. Your FSA ID will be used each year when filing the FAFSA, in addition to serving many other federal aid related functions.
• File your FAFSA
• The Free Application for Federal Student Aid (FAFSA) can be filed beginning October 1 of each year. FAFSA是一个免费的申请，应该在你希望获得经济援助的每一年完成.
• After filing your FAFSA, you will receive a Student Aid Report (SAR), listing the information from your FAFSA. Your SAR also lists your Expected Family Contribution (EFC), which is used to determine your eligibility for need based aid. Please review your SAR for accuracy and make any necessary corrections online. If your family's financial situation changes after you submit your FAFSA, you may request a review of your eligibility by contacting the Office of Student Financial Aid.
• Check your ODU Email frequently
• Notification of your financial aid award will be sent to your ODU email account. Incoming students will receive email reminders related to the awarding process. Verification and other "To Do" items will be listed within the LEOonline system.
• Review and accept your award offer via LEOonline
• Once you have been awarded financial aid, you will receive an email notifying you of the availability of your Financial Aid Award. Both new students and current students can view the award in LeoOnline through the MyODU portal. All award notifications will be available under the "Financial Aid" section on LEOonline. Most grant funds will be automatically accepted for students. Students must accept, reduce, or decline loans and any work study offered.

一旦援助offer可供查看和接受，被录取的学生将收到来自Old Dominion University的通知，告知他们是否有资格获得援助，并发送到他们的ODU电子邮件帐户. 学生必须在通知之日起10天内或在5月1日之前接受或拒绝在线提供的资助, whichever date is latter. Notification of changes to your initial award offer will be sent via email.

Yes. 许多家庭错误地认为他们没有资格获得经济援助，并通过不申请而阻止自己获得经济援助. In addition, 有一些援助来源，如无补贴的斯塔福德和PLUS贷款，无论需要都可以获得. The FAFSA form is free.

No. You can apply for financial aid any time beginning October 1. To actually receive funds, however, you must be admitted and enrolled at the university.

Yes. Most financial aid offices require that you apply for financial aid every year. If your financial circumstances change, you may get more or less aid. 第一年后，您将收到“续签申请”，其中包含上一年FAFSA预打印的信息. Note that your eligibility for financial aid may change significantly, especially if you have different number of family members in college. 你的经济援助计划的续期也取决于你在学位方面取得令人满意的学术进展, such as earning a minimum number of credits and achieving a minimum GPA.

Most financial aid will not automatically transfer with you. 你应该与你的新学校和你的资助提供者核实，以确定你以前获得的任何经济资助是否会转移.

Learn more about tuition rate determinations.

Submit a FAFSA. To indicate interest in student employment, student loans and parent loans, you should check the appropriate boxes. Checking these boxes does not commit you to accepting these types of aid. You will have the opportunity to accept or decline each part of your aid package later. Leaving these boxes unchecked will not increase the amount of grants you receive.

Federal Pell Grant Duration of Eligibility

There have been changes to the law that affect all students that receive Federal Pell Grant. 这一变化限制了学生可以获得佩尔助学金的总年限，相当于6年. Since the maximum amount of Pell Grant a student can receive each year is equal to 100%, the six-year equivalent is 600% (6 years x 100%). Once student Lifetime Eligibility Used (LEU) equals or exceeds 600%, the student may no longer receive Pell Grant funding.

• How can I see my Pell limit? In mid-July, 您将能够使用您的联邦学生援助密码登录国家学生贷款数据，并查看您使用的终身资格.
• How is my Pell Grant Lifetime Eligibility Used calculated?
• How can I learn more about Pell Grant?

拨打联邦学生援助信息中心(FSAIC) 1-800-4-FED-AID(1-800-433-3243)或1-800-730-8913(如果听力受损)，索取一份免费的 The Student Guide: Financial Aid from the US Department of Education. 这条免费热线由美国教育部运营，可以回答有关联邦和州学生援助计划和申请的问题. You can also write to:

Federal Student Aid Information Center
PO Box 84
Washington, DC 20044

学生只能重复一次以前通过的课程，并将其计入联邦财政援助目的的入学状态. Click link for more information and examples of eligible and non-eligible repeat coursework.

Bills are emailed to the student's ODU email address monthly. For more information about billing, please visit Billing & Payments.

The most current student account information can be found in your MyODU Portal.

Because of HEA, 财务援助办公室不会将从您的FAFSA或您的财务援助奖励或资格收集的信息透露给任何第三方人士(包括父母或配偶)或代表您请求此数据的实体.

Provides education benefits to spouses and children of military members killed, missing in action, taken prisoner, or who have been rated by the U.S. Dept. 因为服兵役而完全永久或至少90%残疾.

Yes. If you are receiving any kind of financial aid from any outside source, you must report the scholarship to the financial aid office.

Unfortunately, the university may have to adjust your financial aid package to compensate.

Check your Financial Aid Award package to find out if you received a Federal Work Study or LEAP Award. It will be listed as part of your aid package. You must Accept, Decline, or Modify any award prior to applying for employment.

Your school determines the loan type(s), if any, and the actual loan amount you are eligible to receive each academic year. However, 每学年你可能有资格获得的资助贷款和非资助贷款有限额(年度贷款限额)，你可以为本科和研究生学习借入的总金额(总贷款限额)。. 你每学年有资格获得的实际贷款金额可能低于年度贷款限额. These limits vary depending on:

• what year you are in school and
• whether you are a dependent or independent student.

If you are a dependent student whose parents are ineligible for a Direct PLUS Loan, you may be able to receive additional Direct Unsubsidized Loan funds.

如果你在你的教育过程中收到的贷款总额达到总贷款限额, you are not eligible to receive additional loans. However, 如果你偿还了一些贷款，使你的未偿贷款债务低于总贷款限额, you could then borrow again, up to the amount of your remaining eligibility under the aggregate loan limit.

To receive either type of loan, you must be enrolled at least half-time at a school that participates in the Direct Loan Program. Generally, 你还必须参加由学校颁发的学位或教师执照的课程. Direct Subsidized Loans are available only to undergraduate students who have financial need. 直接无补贴贷款适用于本科生和研究生或专业学位学生. You are not required to show financial need to receive a Direct Unsubsidized Loan.

Loan option offered through private banks and lenders. Generally, only accepted if all other financial aid options have been exhausted.

To apply for a Direct Loan, you must first complete and submit the FAFSA. 你的学校将使用你的FAFSA提供的信息来确定你有资格获得多少学生援助. Direct Loans are generally included as part of your financial aid package.

学校将首先将Direct PLUS贷款资金申请到学校账户，用于支付学费、杂费、 room and board, and other school charges. 如果还有剩余的贷款资金，你的学校会给你，帮助你支付其他教育费用.

If you are eligible for a Direct PLUS Loan, you will be required to sign a Master Promissory Note (MPN), agreeing to the terms of the loan. Graduate or professional students will also be required to complete entrance counseling before receiving a PLUS loan. A postcard will be mailed indicating when the MPN can be signed.

When you receive your Direct Loan, you will be contacted by your loan servicer (you repay your loan to the loan servicer). Your loan servicer will provide regular updates on the status of your Direct Loan, and any additional Direct Loans that you receive. Once your loan funds have disbursed, you will receive an electronic notification sent to your ODU email account.

Yes. Before your loan money is disbursed, you may cancel all or part of your loan at any time by notifying your school. After your loan is disbursed, you may cancel all or part of the loan within 14 days. 你从学校收到的本票和其他信息将解释取消贷款的程序和时间框架.

After you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. During this period, you'll receive repayment information from your loan servicer, and you'll be notified of your first payment due date. Payments are usually due monthly.

有几种可供选择的还款方式，旨在满足借款人的个人需求. Your loan servicer can help you understand which repayment options are available to you. Generally, you'll have 10 to 25 years to repay your loan, depending on the repayment plan that you choose.

Not immediately. 在学生必须开始偿还贷款之前，斯塔福德助学金贷款有6个月的宽限期，珀金斯助学金贷款有9个月的宽限期. 当你休假时，你将不必偿还贷款，直到宽限期用完. If you use up the grace period, however, when you graduate you will have to begin repaying your loan immediately. It is possible to request an extension to the grace period, but this must be done before the grace period is used up.

If your grace period has run out in the middle of your leave of absence, you will have to start making payments on your student loans.

Yes. Before your loan money is disbursed, you may cancel all or part of your loan by notifying your school. After your loan is disbursed, you may cancel all or part of your loan within 14 days. 你从学校收到的本票和其他信息将解释取消贷款的程序和时间框架.

You also may qualify for forgiveness of some or your entire loan if you meet certain conditions. Contact your loan servicer for additional information or visit studentaid.gov/manage-loans/forgiveness-cancellation.

If you are a first-time borrower on or after July 1, 2013, 你可以获得直接补贴贷款的最长时间是有限制的(以学年为单位). This time limit does not apply to Direct Unsubsidized Loans or Direct PLUS Loans. If this limit applies to you, 你获得的直接补贴贷款不能超过你公布的课程长度的150%. This is called your "maximum eligibility period." Your maximum eligibility period is based on the published length of your current program. You can usually find the published length of any program of study in your school's catalog.

For example, if you are enrolled in a four-year bachelor's degree program, 你可以获得直接补贴贷款的最长期限是6年(4年的150% = 6年). If you are enrolled in a two-year associate degree program, 直接补贴贷款的最长期限为3年(2年的150% = 3年).

Because your maximum eligibility period is based on the length of your current program of study, 如果您选择不同长度的项目，您的最长资格期限可能会发生变化. Also, if you receive Direct Subsidized Loans for one program and then change to another program, 你在早期项目中获得的直接补贴贷款通常会计入你新的最高资格期限.

No. Parents are, however, responsible for the Federal PLUS loans. Parents will only be responsible for your educational loans if they co-sign your loan. In general you and you alone are responsible for repaying your educational loans.

You do not need to get your parents to cosign your federal student loans, even if you are under age 18, as "the defense of infancy" does not apply to federal student loans. (The defense of infancy presumes that a minor is not able to enter into contracts, and considers any such contract to be void. 关于联邦学生贷款，高等教育法对这一原则有明确的豁免.) However, 如果你的信用记录不足或者你未成年，贷款人可能会要求私人学生贷款的担保人. In fact, 许多私人学生贷款项目不提供给18岁以下的学生，因为他们处于婴儿期.

If your parents (or grandparents) want to help pay off your loan, you can have your billing statements sent to their address. Likewise, if your lender or loan servicer provides an electronic payment service, where the monthly payments are automatically deducted from a bank account, your parents can agree to have the payments deducted from their account. But your parents are under no obligation to repay your loans. If they forget to pay the bill on time or decide to cancel the electronic payment agreement, you will be held responsible for the payments, not them.

Yes, in 1992 the Higher Education Act students was amended to permit eligible students, defined as per Title IV regulations, to sign promissory notes for their own Federal student loans

To receive a Direct PLUS Loan, you must:

• 研究生或专业学位的学生至少在符合条件的学校注册了一半的时间，可以获得学位或证书, or be the parent (biological, adoptive, or in some cases, 在参与学校注册至少一半时间的受抚养本科生的继父母.
• Meet the general eligibility requirements for federal student aid. If you are borrowing on behalf of your child, your child must also meet these requirements.

In order to receive a Direct PLUS loan, you (or your child, in the case of parent borrowers) must complete the FAFSA. The school's financial aid office will provide instructions about their process for requesting a Direct PLUS Loan. Must complete the PLUS Data sheet.

Can I still receive a Direct PLUS Loan if I have an adverse credit history?

A credit check will be performed during the application process. If you have an adverse credit history, you may still receive a Direct PLUS Loan by obtaining an endorser who does not have an adverse credit history or documenting to the U.S. 教育部关于你不良信用记录的满意情况. 如果你是父母借款人，背书人不能是你所代表的孩子.

If a parent borrower is unable to secure a PLUS loan, the undergraduate dependent student may be eligible for additional unsubsidized loans to help pay for his or her education. The parent must submit a statement confirming they will not pursue a co-signer.

The school will first apply your loan funds to your school account to pay for tuition, fees, room and board, and other school charges. If any additional loan funds remain, they will be returned to you. All loan funds must be used for your education expenses.

If your financial aid package includes federal student loans, your school will tell you how to accept the loan.

If it is your first time receiving a Direct Loan, you will be required to

• Complete entrance counseling, a tool to ensure you understand your obligation to repay the loan; and
• Complete a Master Promissory Note (MPN), agreeing to the terms of the loan.

与你计划就读的学校的财务援助办公室联系，了解有关在你的学校获得贷款的过程的详细信息.

Entrance counseling and EMPN should be completed at studentaid.gov/entrance-counseling.

When you receive your Direct PLUS Loan, you will be contacted by your loan servicer. 您的贷款服务机构将定期更新您的直接PLUS贷款状态，并为您提供有关如何以及何时偿还贷款的信息.

Your Direct PLUS Loan enters repayment once your loan is fully disbursed (paid out).

However, if you are a graduate or professional student, your loan will be placed into deferment 当你至少有一半的时间注册时，以及在你至少有一半的时间停止注册后的另外六个月.

If you are a parent borrower, you may contact your loan servicer to request a deferment:

• while you or your child are enrolled at least half-time and
• for an additional six months after your child ceases to be enrolled at least half-time.

If your loan is deferred, interest will accrue on the loan during the deferment. 你可以选择支付应计利息或允许利息在延期结束时资本化. Your loan servicer will notify you when your first payment is due.

No, a Direct PLUS Loan made to a parent cannot be transferred to the child. You, the parent, are responsible for repaying the loan.

The interest rate for Direct PLUS Loans varies each year.

Other than interest, is there a charge for this loan?

Yes, there is a loan origination fee on all Direct PLUS Loans. The fee will be proportionately deducted from each loan disbursement.

• Request one electronically on the IRS website OR
• Call the IRS at 1-800-908-9946 and follow the prompts OR
• File Form 4506T or 4506T-EZ.

您必须提交您的国税局4868表格自动延长报税时间申请表的副本.S. Individual Income Tax Return, or if you have requested a further extension, a copy of the IRS's approval of that. You must also provide copies of all your W2 forms, or if you are self-employed, a signed statement with the amount of your AGI. 一旦收到所有文件，我们将处理您的验证并授予您的经济援助.

如果您已经提交或将要提交修改后的纳税申报表，您将需要提供原始纳税申报表和修改后的纳税申报表(IRS表格1040X)的签名副本.

The money you earn from Federal Work-Study is generally subject to federal and state income tax, but exempt from FICA taxes (provided you are enrolled full time and work less than half-time).

美国国税局数据检索工具允许学生和家长访问他们的联邦纳税申报表信息，以完成联邦学生援助免费申请(FAFSA)。. Students and parents may transfer the data directly onto their FAFSA. If eligible to use the IRS Data Retrieval Tool, we highly recommend using the tool for several reasons:

• It's the easiest way to provide tax information
• You don't have to manually fill in Federal Tax Return data on your FAFSA.
• It's the best way of ensuring your FAFSA has accurate tax information.
• 它简化了验证过程:对于被选中进行验证的学生申请人和家长, 检索您的联邦纳税申报表信息以更新FAFSA申请是提供税务信息的最有效和最快的方式.

如果您没有或不能使用IRS数据检索工具将税务信息转移到您的FAFSA, 您需要从美国国税局获得一份正式的联邦所得税成绩单，并将其提交给我们的办公室. If you are a dependent student, we will also need a copy of your parents Federal Income Tax Transcripts. Please visit the IRS website 或致电1-800-908-9946与国税局联系以获取联邦所得税记录。.

Applicants who are completing an initial FAFSA, 完成更新的FAFSA或对其初始FAFSA进行更正，并符合以下所有标准:

• Must have valid Social Security Number(s)
• Must have filed a current year Federal Income Tax Return electronically two weeks prior to filing out the FAFSA or 4-6 weeks if Federal Income Tax Returns were mailed, prior to filling out the FAFSA
• Must have an unchanged marital status as of December 31, of the previous year
• 在填写FAFSA时必须有有效的联邦学生援助个人识别号码(PIN)吗

Even if you have not completed your Federal Tax Returns, you should complete your FAFSA using tax estimates. Once your Federal Income Tax Returns are filed, you can use the IRS Data Retrieval Tool to update the FAFSA. You can log back onto your FAFSA using your FSA ID assigned to you during FAFSA completion. Students will use the IRS Data Retrieval Tool for the Student Financial Information section and parents of dependent students will use the IRS Data Retrieval Tool for the Parent Financial Information section.

If you are unable to use the IRS Data Retrieval tool a tax return transcript will be required.

财政援助办公室将只接受用于验证目的的官方联邦所得税成绩单副本或通过完成FAFSA时可用的IRS数据检索工具传输的税务数据. ODU will not accept paper copies of Federal Tax returns, with exceptions: 1) amended returns and 2) identify theft.

What is the difference between a tax return transcript and a tax return?

• A tax return 原始文件(1040)包括时间表和额外的支持表格是你或你的报税人向国税局提交的吗.
• A tax return transcript is a line-by-line item listing of your tax return as it was originally filed with the IRS. Any schedules or additional forms filed will also be included in the transcript. 纳税申报表只能直接从国税局获得，并用于验证您在FAFSA上提交的信息.

Verification is a process to confirm that the information you provide on your FAFSA is accurate. Students are selected at random by system edits at the U.S. Department of Education or the university. This process occurs before or after a student is awarded financial aid. If you are selected for verification, 大学将要求您提供某些文件来验证您在FAFSA上报告的信息. Submitting the requested documents in a timely manner helps to expedite the verification process.

Verification may take up to 4 weeks to process during peak season.

• Submit all documents promptly by June 1 via the document upload link
  • 确保在提交的文件的每一页上都有您的姓名和大学识别号码
  • Ensure all documents contain requested signatures
  • Check your ODU email regularly for important correspondence

• Will I still get my financial aid if I have been selected for verification?

  你的经济援助将不会支付，直到我们收到所要求的信息和任何必要的变化已经处理.

No, undocumented and DACA students are ineligible for federal aid.

Undocumented and DACA students may be eligible for state financial aid. Virginians who are nonimmigrants, undocumented, 有“童年抵美暂缓遣返计划”(DACA)身份或其他没有资格提交FAFSA，并希望被考虑获得国家财政援助的申请人，应提交 VASA application. For requirements and more information go to www.VASAapp.org

Note: Students must meet domicile or Tuition Equity Provision requirements.

无证和DACA学生可能有资格获得其他类型的经济援助，包括私人贷款, private scholarships, or departmental scholarships, depending on the student's major and criteria for each scholarship.

As of July 1, 2020, 弗吉尼亚州成为17个向符合弗吉尼亚州居住标准的非法移民和DACA学生提供州内学费的州之一，以减轻上大学的经济负担.

For undocumented and DACA students to be considered for in-state tuition, the State of Virginia requires a student to provide proof of filed taxes. Secondly, 学生必须在弗吉尼亚州上了至少两年的高中，或者在该州在家接受教育，或者在进入弗吉尼亚州大学之前通过了高中同等考试.

鼓励无证和DACA学生填写居住/住所表格，以考虑获得州内学费. More information on the process can be found on the Registrar's website.